Author Archives: gellmans

Identity Theft Prevention: Should You Freeze Your Credit Reports?

Unless you live in a bubble, it is hard to totally prevent Identity theft.  After all, many entities other than you have your personal information –financial institutions, doctors, schools, etc.  The goal is to put measures in place that make … Continue reading

Posted in Credit, Financial Decision Making, Identity Theft, Uncategorized

Tax Identity Theft – Be Aware!

Tax ID theft is a growing problem.  It occurs when someone uses your stolen Social Security number to file a fraudulent tax return claiming a refund.  The ID Thieves try to file early in the tax season using fake documents … Continue reading

Posted in Financial Records, Getting Organized, Identity Theft, Taxes, Uncategorized

Keep Your FUN Goals on Track with an Emergency Fund!

So, how do emergency funds keep fun goals on track?  If you don’t have that emergency fund set aside when the emergency happens, the money you end up using is what would have been used for things like vacation, planned … Continue reading

Posted in Banking, Emergency Fund, Financial Goals, Financial Plans, Saving | Leave a comment

Getting Organized Financially: Take Small Steps To Make It Happen.

First ask yourself why. Why take the steps you are considering taking to get organized in your financial life? Will you feel better mentally and emotionally by reducing clutter? Will you save money and time by being able to find … Continue reading

Posted in Financial Goals, Financial Records, Getting Organized, Insurance, Uncategorized