Category Archives: Expenses

Holiday Spending Part 2 – Staying Out of the Red

Planned holiday spending is a great way to prevent financial stress in the new year! Set limits on overall holiday spending:  Decide how much you are really comfortable spending on gifts.  A quick rule of thumb might be to keep … Continue reading

Posted in Credit, Debt, Expenses, Financial Decision Making, Financial Plans, Non Financial Resources, Spending | Leave a comment

Staying Out of Debt for the Holidays – Part 1

It is getting to be that time of year again; the winter holiday catalogues and holiday decorations are making an appearance.  So…..I am going to start the discussion on holiday spending. The holidays are really about spending time with family … Continue reading

Posted in Credit, Debt, Expenses, Financial Decision Making, Financial Goals, Financial Plans, Non Financial Resources, Spending, Uncategorized | Leave a comment

Your Net Worth – a positive approach

Believe it or not, doing a net worth statement each year is crucial for your financial health.  Many people get intimidated by the idea of determining their net worth because they don’t want to see negative results – that they may … Continue reading

Posted in Debt, Expenses, Financial Decision Making, Financial Goals, Financial Plans, Financial Records, Uncategorized | Leave a comment

Grocery Store Coupon Adventure

I already do things regularly to save money or keep expenses down. However, this year, I am going to try new, or haven’t tried for a while, cost saving ideas and methods suggested by you, class participants, money websites, consumer … Continue reading

Posted in Expenses, Saving, Shopping, Spending, Uncategorized | Leave a comment

A College Education Will Cost How Much???

With college costs continuing to climb, is it realistic to think parents can fund their children’s college and their own retirement?  The financial aid website (www.finaid.org) suggests using the 1/3 rule of thumb, meaning if you can afford it, you … Continue reading

Posted in Debt, Expenses, Financial Decision Making, Retirement Planning, Saving for College | Leave a comment

Financial Checklist for 2012… and every year

There are many financial documents and steps that you should review or complete each year, and others that it is important to do at least every few years. Here are some important financial tasks to consider completing during the calendar … Continue reading

Posted in Estate Planning, Expenses, Financial Goals, Financial Plans, Financial Records, Identity Theft, Insurance, Investing, Retirement Planning, Saving for College | Leave a comment

No raise in a while? Re-evaluate your spending and priorities

Been a few years since you had a raise? If so, you may find that prices have risen even though your salary has not. As a result, it is important to re-evaluate your spending. If you are spending in the … Continue reading

Posted in Expenses, Financial Plans, Non Financial Resources, Spending | Leave a comment