Category Archives: Uncategorized

Facing an Income Drop? Here are Some Survival Tips.

Are you concerned about your income dropping in this challenging environment?  Whether it is already happening or may be in the near future, now is the time to review your spending and resources and make changes as soon as possible.  … Continue reading

Posted in Credit, Debt, Emergency Fund, Expenses, Financial Decision Making, Financial Plans, Getting Organized, Non Financial Resources, Saving, Spending, Uncategorized | Comments Off on Facing an Income Drop? Here are Some Survival Tips.

Identity Theft Prevention: Should You Freeze Your Credit Reports?

Unless you live in a bubble, it is hard to totally prevent Identity theft.  After all, many entities other than you have your personal information –financial institutions, doctors, schools, etc.  The goal is to put measures in place that make … Continue reading

Posted in Credit, Financial Decision Making, Identity Theft, Uncategorized | Comments Off on Identity Theft Prevention: Should You Freeze Your Credit Reports?

Getting Organized Financially: Take Small Steps To Make It Happen.

First ask yourself why. Why take the steps you are considering taking to get organized in your financial life? Will you feel better mentally and emotionally by reducing clutter? Will you save money and time by being able to find … Continue reading

Posted in Financial Goals, Financial Records, Getting Organized, Insurance, Uncategorized | Comments Off on Getting Organized Financially: Take Small Steps To Make It Happen.

Tax Identity Theft – Be Aware!

Tax ID theft is a growing problem.  It occurs when someone uses your stolen Social Security number to file a fraudulent tax return claiming a refund.  The ID Thieves try to file early in the tax season using fake documents … Continue reading

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Staying Out of Debt for the Holidays – Part 1

It is getting to be that time of year again; the winter holiday catalogues and holiday decorations are making an appearance.  So…..I am going to start the discussion on holiday spending. The holidays are really about spending time with family … Continue reading

Posted in Credit, Debt, Expenses, Financial Decision Making, Financial Goals, Financial Plans, Non Financial Resources, Spending, Uncategorized | Comments Off on Staying Out of Debt for the Holidays – Part 1

Reaching Financial Goals….means setting them first

Early in the year is perfect timing to reflect on what you want to see in your life in the next six-months, next year, and even the next few years. You can start on your goal today or this week … Continue reading

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Your Net Worth – a positive approach

Believe it or not, doing a net worth statement each year is crucial for your financial health.  Many people get intimidated by the idea of determining their net worth because they don’t want to see negative results – that they may … Continue reading

Posted in Debt, Expenses, Financial Decision Making, Financial Goals, Financial Plans, Financial Records, Uncategorized | Comments Off on Your Net Worth – a positive approach

Grocery Store Coupon Adventure

I already do things regularly to save money or keep expenses down. However, this year, I am going to try new, or haven’t tried for a while, cost saving ideas and methods suggested by you, class participants, money websites, consumer … Continue reading

Posted in Expenses, Saving, Shopping, Spending, Uncategorized | Comments Off on Grocery Store Coupon Adventure