Category Archives: Uncategorized

Tax Identity Theft – Be Aware!

Tax ID theft is a growing problem.  It occurs when someone uses your stolen Social Security number to file a fraudulent tax return claiming a refund.  The ID Thieves try to file early in the tax season using fake documents … Continue reading

Posted in Financial Records, Getting Organized, Identity Theft, Taxes, Uncategorized

Getting Organized Financially: Take Small Steps To Make It Happen.

First ask yourself why. Why take the steps you are considering taking to get organized in your financial life? Will you feel better mentally and emotionally by reducing clutter? Will you save money and time by being able to find … Continue reading

Posted in Financial Goals, Financial Records, Getting Organized, Insurance, Uncategorized

Staying Out of Debt for the Holidays – Part 1

It is getting to be that time of year again; the winter holiday catalogues and holiday decorations are making an appearance.  So…..I am going to start the discussion on holiday spending. The holidays are really about spending time with family … Continue reading

Posted in Credit, Debt, Expenses, Financial Decision Making, Financial Goals, Financial Plans, Non Financial Resources, Spending, Uncategorized | Leave a comment

Reaching Financial Goals….means setting them first

Early in the year is perfect timing to reflect on what you want to see in your life in the next six-months, next year, and even the next few years. You can start on your goal today or this week … Continue reading

Posted in Financial Goals, Saving, Uncategorized | Leave a comment

Identity Theft Prevention: Should You Freeze Your Credit Reports?

Unless you live in a bubble, it is hard to totally prevent Identity theft.  After all, many entities other than you have your personal information –financial institutions, doctors, schools, etc.  The goal is to put measures in place that make … Continue reading

Posted in Credit, Financial Decision Making, Identity Theft, Uncategorized

Your Net Worth – a positive approach

Believe it or not, doing a net worth statement each year is crucial for your financial health.  Many people get intimidated by the idea of determining their net worth because they don’t want to see negative results – that they may … Continue reading

Posted in Debt, Expenses, Financial Decision Making, Financial Goals, Financial Plans, Financial Records, Uncategorized | Leave a comment

Grocery Store Coupon Adventure

I already do things regularly to save money or keep expenses down. However, this year, I am going to try new, or haven’t tried for a while, cost saving ideas and methods suggested by you, class participants, money websites, consumer … Continue reading

Posted in Expenses, Saving, Shopping, Spending, Uncategorized | Leave a comment